About Us

We are the first and the only digitalized global property security company.

We strongly believe that real estate investments should not be met with fears. We therefore dream of a world where you can profitably own or invest in real estate without falling into the hands of scammers. It is with this goal, that we bring you www.encumberedproperties.com, the online Property Bank of
Encumbered Properties Limited.

Information on our platform helps protect you against fraudulent sell of your property; it also protects the buyers from dubious sellers.

Therefore, by listing your Properties that are encumbered or that are in dispute, you are eliminating the chances of a rival claimant or anyone else selling off the property before the dispute is resolved.
If the property is security for a loan, lien, or charge, you enlist it as a collateral against illicit dealings that might jeopardize your interest in the property.

Moreover, by enlisting such encumbered properties, it serves as public protection and caveat emptor to the members of the public who could have innocently but fraudulently be made to pay for such an encumbered property.

Furthermore, we have provision and protection for Un-disputed/ Un-encumbered Properties that are Not For Sale. There have been cases where signages and signposts of “This Property is Not for Sale”,
“Buyers Be Aware”,
Caveat Emptor” placed at properties, yet some unconscionable persons will remove those warnings over the night with the intent of fraudulently selling the property to unsuspecting innocent buyers.

Ours is therefore a digitalized global platform, accessible from anywhere in the world. It is meant for you to list your properties that you do not want to be sold by unscrupulous elements. The platform also serves prospective property buyers who have recourse to it to confirm if the property they are negotiating to buy has been listed as encumbered/disputed or Un-encumbered/Undisputed But Are Not for Sale!

Whether owners or buyers, you have no reason to fall victim in the course of your investment in the real estate sector.
Go ahead and list that property!
Go ahead and search for that property here before you pay!

All for for FREE!

Our Mission

Our mission is simple: to be the go-to platform for anyone seeking comprehensive information about encumbered and unencumbered properties. Whether you are a first-time homebuyer, an experienced real estate investor, or a homeowner exploring the market, we aim to provide valuable insights that will help you navigate through the complexities of property ownership.

Encumbered properties and unencumbered properties are two different terms used to describe the status of a real estate asset in relation to any existing legal or financial restrictions on its title. Here’s a breakdown of each:

Encumbered Properties

An encumbered property is a real estate asset that has certain limitations or restrictions placed on it, affecting its transferability or use. These encumbrances can be in the form of liens, mortgages, easements, covenants, or other legal claims that restrict the property owner’s full rights to the property. Common examples of encumbrances have been explained in the previous response.

The presence of encumbrances can impact the property’s market value and the ease of selling or transferring ownership. For instance, if a property has a significant mortgage or lien, potential buyers may be hesitant to purchase it due to the additional financial burden or uncertainty surrounding the title.

Unencumbered Properties

An unencumbered property, on the other hand, is a real estate asset that is free from any liens, mortgages, easements, or other legal claims that could restrict its use or transferability. In simpler terms, it is a property with a clear title, and the owner has full and unrestricted rights to use, sell, or transfer the property as they wish.

Unencumbered properties are generally more attractive to buyers because they do not carry the risk associated with existing encumbrances. Buyers can have confidence in the property’s ownership status and have greater freedom to use the property for their intended purposes.

In the context of real estate transactions, sellers typically prefer to sell unencumbered properties as they are more marketable and can often fetch a higher price. Buyers, on the other hand, may perform title searches and obtain title insurance to ensure they are purchasing a property free from any undisclosed encumbrances.

It’s essential for both buyers and sellers to be aware of the encumbrances on a property during any real estate transaction to avoid surprises or complications down the line. Working with real estate professionals, such as real estate agents and title companies, can help ensure a smooth and transparent process when dealing with encumbered or unencumbered properties.

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